SaaS Analytics Platform for Card Issuers, Merchant Acquirers and BaaS Providers
You shouldn’t depend on outdated data or legacy processes. We developed a plug-n-play unified analytics platform that helps you make data-driven decisions and drive profitability. With Torus products, built with decades of industry expertise and powered by top notch tech, you can stay ahead of the competition and proactively adapt to market changes.
Card schemes invoices analysis and optimization
Understand what you are paying the card scheme for. Optimize your level of costs. Keep it optimal in the long run.
Functionality
- Automated Visa / Mastercard / etc. invoices analysis and visualization
- Costs allocation by various domains (line of business / product / region / etc.)
- Control over the new billing items and fees
- Adjustments and refunds analysis
- Cost saving opportunities unleashed
- Industry benchmarks
Outcomes
- Costs allocation and actionable insights in just a few clicks
- 100% control over all pricing updates
- Card networks fees costs optimization by up to 10%
Transaction profitability analysis
Still using portfolio averages to analyze unit-level profitability? Jump to the transactional level at daily frequency with 98% prediction accuracy.
Functionality
- Daily transaction-level scheme fees prediction and Interchange allocation
- Card Product / Merchant-level profitability analysis and monitoring
- Predictive "what if" analysis
- Dynamic pricing for BaaS
- Interchange++ support
- Card schemes invoices reconciliation
- Additional P&L items to customize calculation
Outcomes
- Card product- / Merchant-level profitability control and enhancement
- Profitability leaks unleashed
- Optimized product pricing
Merchant pricing calculator
Don’t have enough data to estimate transactional costs? No worries, Torus will predict it for you.
Functionality
- Multi-country Visa & Mastercard Interchange & Scheme fees benchmarks prediction
- POS / E-commerce merchants support
- No transactional data needed
- Web UI or API integration
Outcomes
- Estimated scheme fees and interchange costs benchmarks
- Merchant pricing (MSC or IC++) calculation
How it works
1
1
analyse scheme fees
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2
control unit-level profitability
3
3
optimize pricing
Deep dive into profitability metrics
Slice and dice your profitability analytics as detailed as you wish with more than 30 filters available on the platform. Crunch your data by time period, card scheme etc.
Are you ready to leverage the power of data to increase your profits?
Reach out to usExplore Torus platform
Card issuers
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Merchant acquirers
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BaaS providers
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